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President's word

President’s word – January 2020

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QUEBEC WATER DAMAGE PREVENTION ASSOCIATION

January 17, 2020

Word from the President

We are entering a new year proud of what we have accomplished and confident that together we will achieve bold new goals.

PREVDEQ has undoubtedly become the benchmark in the field of water damage prevention in Quebec. We are now being asked to share it with stakeholders in this growing industry across the rest of Canada.

Ontario companies have indeed informed us of their desire to join PREVDEQ. We then suggested that they found their own association with our support, while allowing them to benefit from all the tools that, among those that we have created and put in place, can be used in this province.

So that’s exactly what they did. The Water Damage Prevention Association of Ontario (WDPAO) was born very recently, thanks to the collaboration of members of our board of directors who have a pan-Canadian presence.

A movement is already underway to repeat the process in British Columbia and elsewhere in Canada.

The PREVCAN

Work to create the Water Damage Prevention Association of Canada (PREVCAN) has indeed started.

The proposed mission of PREVCAN is as follows:

  • Facilitate the creation of provincial associations whose mission will be to bring together all stakeholders interested in reducing the risks associated with water damage;
  • Establish certification standards for companies specializing in the manufacture and installation of

    solutions offered to the public to reduce the risks caused by water in buildings;

  • Bringing the field of water damage prevention to the target audience throughout

    from Canada.

Independent product certification laboratory

An independent laboratory will evaluate the products of manufacturers wishing to join PREVDEQ or other provincial associations that will meet under the new PREVCAN banner. In doing so, we want to ensure that certain quality criteria are met by the products offered to consumers by members of PREVDEQ and other provincial associations, such as WDPAO.

This approach has been very favorably received by some damage insurers as well as by associations bringing together potential users of water damage prevention systems.

Recruitment campaign

We will continue our recruitment efforts among installers, partners, manufacturers and insurers in order to ensure the growth of PREVDEQ. We will try to broaden our membership base to include companies touching all areas of water damage prevention: roofing, caulking, fenestration, building envelopes, architects, engineers, building contractors and more.

We ask each of our members to make an effort to recruit companies with which they collaborate and which might have an interest in joining us. This will allow PREVDEQ to continue to grow and increase its influence in the field.

Training

Our training committee headed by Solange Lamoureux did a remarkable job in collaboration with Antoine Beaulieu, director of the APCHQ training department, and his team. Together, they initiated the process that will allow the APCHQ to create training courses aimed at damage insurance brokers, companies specializing in the supply and installation of products intended for the prevention of water damage, the public and to anyone interested in the field.

A training synopsis has already been developed. Mr. Beaulieu is trying to obtain at least $ 100,000 to finance the development of this training which, in particular, will allow damage insurance brokers to accumulate continuing education units.

It is expected that the economic benefits of this training will be shared between PREVDEQ and APCHQ. This financial contribution, which could prove to be very important, will allow us to undertake new development programs for our association.

New requirement for installer members

During the creation of the strategic alliance with APCHQ, it was agreed that all installation members of PREVDEQ would also be called upon to become members of APCHQ.

The alliance was officially announced in June 2019, and it was agreed that the installers of PREVDEQ would be given ample time to join APCHQ.

Our installer members will also benefit from visibility in all APCHQ communication tools (which was offered to us free of charge) as well as all the advantages offered to members of this association (see https://www.apchq.com/devenir-membre/pourquoi-devenir-membre ).

It is important to mention that the APCHQ contribution includes the deposit required by the Régie du bâtiment du Québec ($ 20,000 for a specialized contractor and $ 40,000 for a general contractor), which means that the real Membership cost comes to just over $ 100 per year alone.

If you are not yet a member of APCHQ, we suggest that you do so when your bond expires. All our installer members (current and new) must have joined APCHQ no later than December 31, 2020.

Your new board of directors

I take this opportunity to congratulate the board members, new and old, who were elected at our annual general meeting on November 29, 2019. On behalf of all our members, I would like to thank them for their commitment and contribution, which obviously help PREVDEQ progress.

We have taken great strides since the creation of PREVDEQ, and the best is yet to come. We have important challenges ahead of us and I have no doubts that together we will be able to meet them brilliantly.

 

Thank you all for your precious collaboration.

The President,

signature gilles fréchette

Gilles Fréchette

8-211, blv. Brien, office 110,

Repentigny (Québec), J6A 0A4

info@prevdeq.org

Logo-APCHQ-coul

PREVDEQ / APCHQ-MM Alliance: mission accomplished!

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PREVDEQ / APCHQ-MM Alliance: mission accomplished!

 

Montreal, October 3, 2019 – After several months of exchanges and discussions, it has finally materialized: the Association for the prevention of water damage in Quebec (PREVDEQ) has entered into a strategic alliance with the Association construction and housing professionals from Quebec, Metropolitan Montreal region (APCHQ – MM).

The two associations will now work together to achieve three major objectives. “The prevention of water damage in single-family residences, condominiums and businesses is an area that is still little known. This alliance will first of all give a very good visibility to the solutions proposed by the members of the PREVDEQ, and this, with entrepreneurs, members of the APCHQ – region of metropolitan Montreal, called to make use of them ”, explains the president. from PREVDEQ, Gilles Fréchette.

“It goes without saying that this initiative will also allow us to achieve a second objective, namely the possibility of creating business opportunities between the members of the two associations”, mentions Linda Marchand, Executive Director of the APCHQ, Metropolitan Montreal region.

Thirdly, the new alliance will also facilitate the establishment of a training program specialized in the prevention of water damage, for companies wishing to explore this market, so as to eventually establish a accreditation standard.

“This is excellent news for all PREVDEQ members,” concludes Gilles Fréchette. We look forward to working closely with the management of APCHQ-Metropolitan Montreal and its members. “

– 30 –

Information: Gilles Fréchette, president, PREVDEQ, 514 375-4004

 

More and more water damage !!

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Article taken from the Protégez-vous website

INCREASING WATER DAMAGE!

Article from a partner
by Protect Yourself

By Insurance Bureau of Canada Partner of Protégez-Vous
Uploaded: June 28, 2019

Many factors are contributing to the increase in the number of claims related to water damage in residences.

The intensity of torrential rains and their frequency, poor infrastructure, broken plumbing fixtures, all of these factors are contributing to the number of claims related to water damage in residences.

In fact, for more than ten years, water damage has become the number one cause of home insurance claims: water infiltration through the roof or windows, sewer backup, spring flooding, water overflow. the tub, water heater leak. In 2017, 40% of claims paid in home insurance related to water damage.

We bear the brunt of nature when she breaks loose. However, there are ways to protect yourself and make Mother Nature’s whims have less of an impact on our homes.

Some data illustrating the extent of water damage in Quebec

  • Failed municipal infrastructure is responsible for 60% of water damage.
  • 40% of water damage is due to a breakage inside the residence.
  • For every dollar paid in compensation, 40 cents goes to pay water damage claims.
  • In home insurance, more than $ 715 million is paid out each year to cover water damage in Quebec alone.

Risks covered

Certain risks related to water damage are covered by the basic home insurance contract. As a general rule, this is the case for damage that comes from the interior, such as overflowing or broken sanitary facilities (washer, toilet, bathtub, dishwasher, etc.)

As for other types of damage, they are ensured by additional protections in the contract. This is the case for damage from outside, such as seepage, sewer backups and flooding.

Learn more about the risks covered.

Tips can help you protect yourself and minimize water damage

  • Make sure your roof is in good condition by having it checked
  • Check the state of your windows regularly
  • Make sure that the slope of your land is not directed towards the house
  • Have a non-return valve installed in the basement
  • Make sure the downspouts are away from the foundation of your house and ensure that water does not flow into the neighbors’ house. They must move away from your house towards the street, your backyard or the alley

For other prevention tips, visit the site infoassurance.ca < / p>

Original Article: https://www.protegez-vous.ca/partenaires/bureau-dassurance-du-canada/de-plus-en-plus-de-degats-d-eau

Prevent water damage rather than cure it

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PRESS RELEASE

Prevent water damage rather than cure it

Montreal, January 29, 2019 – In recent years, many homeowners have seen their home insurance premiums and deductibles increase significantly; others simply cannot obtain insurance against water damage. This is explained by the fact that water damage represents the largest portion of claims compensated by damage insurers.

Currently, the customers most affected are those of condominiums: according to the Insurance Bureau of Canada (IBC), more than 80% of claims compensated by insurers in this sector correspond to water damage. Several insurers have left the niche, which has become unprofitable. Those who remain have had to increase premiums and deductibles to account for the increased risk of water damage in condo buildings.

Solutions

The arrival on the market of companies specializing in the manufacture, design and installation of water damage prevention systems now offers proven ways to prevent what is now a real plague.

In order to bring together the various stakeholders in the field, the Quebec Water Damage Prevention Association ( PREVDEQ ) has was founded and is its spokesperson. The PREVDEQ’s mandate is to make the public aware of reliable solutions for preventing water damage, to act with damage insurers and government authorities to promote this type of prevention and to offer its members tools allowing improve the quality of products and services in the market. Its members must of course comply with all applicable laws and regulations, in addition to adhering to a code of ethics encouraging honest marketing practices, fair representation and healthy competition.

The structure of PREVDEQ includes three categories of members.

  1. Installer members

Companies whose primary mission is to provide water damage prevention services and systems to the public and businesses

  1. Partner members

Companies providing services to members, such as manufacturers and distributors of components used in the design of water damage prevention systems, as well as insurance brokerage firms and other business entities wishing to publicize their services to PREVDEQ members and the public

  1. Insurance partner members

Companies offering damage insurance

Economic and environmental benefits

The installation of water damage prevention systems could have an impact on insurance premiums, since claims paid by the insurance industry would be lower.

But that’s not all. “These installations are also of significant environmental interest,” says PREVDEQ President Gilles Fréchette, “since they reduce the waste of drinking water and the waste that goes hand in hand with any demolition / renovation work. “

Information

Gilles Fréchette

514 999-0242

info@prevdeq.org

Insurers on the right track to better prevent water damage: the process takes time

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Insurers on the right track to better prevent water damage: the process takes time

The founding members of the Association for the prevention of water damage (PREVDEQ), namely Mathieu Lachaîne, Gilles Fréchette and Jean-Hugues LaBrèque | Photo: Réjean Meloche

The founders of PREVDEQ say they are convinced that insurers are doing their homework to approve the various water damage protection systems. It is a process that takes time, however.

“It’s a long time, but things are changing,” says Mathieu Lachaîne , president of Ubios , one of the three founding members of PREVDEQ. We have seen it in the last 18 months. They are thirsty for data . They tell us to install systems and that they will make their decisions based on the accumulated data. “

Actuarial science then comes into play, underlines Jean-Hugues Labrèque , president of Inflotrolix . “Insurers all have their innovation labs. They see it as market share that they couldn’t get before. There is therefore a prevention aspect to their subscription. Accumulating data allows them to test the performance of systems. It’s actuarial science. They see the benefits, but they want to see the cost versus the benefits. He tests the products to arrive at the right pricing. “

The establishment of rules for the sector will thus be beneficial, believes Mr. Lachaîne. “Rather than increasing the deductible, they can offer their client to look at what can be done in prevention. The industry will branch off there. It will be beneficial for the customer. Insurers will have no choice. The tools to manage their risks are becoming more and more legislated. “

 

Original Article: https://journal-assurance.ca/article/les-assureurs-sur-la-bonne-voie-pour-mieux-prevenir-les-degats-deau-le-processus-prend -du-temps /

PREVDEQ at Insurance Day

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PREVDEQ at Insurance Day

PREVDEQ participated as an exhibitor at Insurance Day, which was held at the Palais des congrès de Montréal on March 13. The main players in the world of non-life insurance were present at this activity, during which many of them showed a keen interest in the mission and objectives of PREVDEQ. Several said they viewed our approach positively, which consists of talking about solutions related to water damage to properties rather than being limited to problems.

The Quebec Water Damage Prevention Association is born

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The Quebec water damage prevention association is born

 

The founding members of the Association for the prevention of water damage (PREVDEQ), namely Mathieu Lachaîne, Gilles Fréchette and Jean-Hugues LaBrèque | Photo: Réjean Meloche

Three entrepreneurs put their competition aside to set up the Association for the prevention of water damage in Quebec (PREVDEQ). The three founding members of PREVDEQ are Gilles Fréchette , president of Sécurité AquaDétect , Mathieu Lachaîne , president of Ubios , and Jean-Hugues LaBrèque , president of Inflotrolix .

The association was created to bring together the various stakeholders in these fields, but also to be their spokesperson. These entrepreneurs also wish to inform the public of reliable solutions that exist on the market and to act with damage insurers and government authorities when the need arises. The Association also aims to provide its members with tools to improve the quality of services offered to the public.

Intact Assurance, the fourth member

The three founding members have recruited another member to join them. It is the largest insurer in Quebec: Intact Assurance . In an email, Nick Cinotti , Senior Director, Quebec Loss Prevention, Commercial Lines, explained the reason why the insurer agreed to join PREVDEQ.

“We want to allow our policyholders as well as the whole of society to benefit from the association’s know-how in relation to the prevention of risks related to water damage. Being aware of the impact of these on the Quebec economy, we would like to put our vast expertise at the service of initiatives like PREVDEQ “, he commented.

First official release

The first official PREVDEQ outing will be on Tuesday, March 13, at Damage Insurance Day , at the Palais des congrès de Montréal.

The Journal of Insurance will publish a full report on PREVDEQ in one of its next editions. “

Link to the original article: https://journal-assurance.ca/article/lassociation-pour-la-prevention-de-degats-deau-du-quebec-voit-le-jour/